Cash Collection

Cash collection refers to the process of collecting physical cash payments from customers or clients on behalf of a business or organization. It involves physically receiving and documenting cash payments for goods, services, or outstanding invoices.
In the cash collection process, a representative or employee of the business typically receives the cash payment directly from the customer. This can occur at a physical location, such as a retail store or office, or in the field when making deliveries or providing services.

Once the cash is collected, it is usually counted, recorded, and securely stored. The business may use various methods to ensure accuracy, such as using cash counting machines, pre-numbered cash receipt forms, or point-of-sale systems. The collected cash is later deposited into the business’s bank account or used to settle outstanding financial obligations.

Cash collection is commonly used by businesses that operate in industries where cash payments are prevalent or preferred, such as retail, hospitality, and local services. It offers a tangible and immediate form of payment for customers who prefer or are only able to pay in cash.

uses of cash collection:

  1. Convenient Payment Method:

    Cash collection provides a convenient payment option for customers who prefer to pay in cash rather than through electronic methods such as cards or online transfers. It allows businesses to cater to a broader range of customer preferences.

  2. Improved Cash Flow Management:

    Cash collection helps businesses maintain better control over their cash flow. By collecting cash payments directly, businesses can ensure timely and immediate access to funds, which can be crucial for meeting operational expenses, making payments, and managing day-to-day financial obligations.

  3. Increased Sales and Customer Satisfaction:

    Offering cash collection as a payment option can attract customers who may not have access to or prefer not to use electronic payment methods. This can lead to increased sales and customer satisfaction, as customers appreciate the flexibility and convenience of being able to pay in cash.

  4. Debt Collection and Receivables Management:

    Unlock a world of convenience and financial flexibility with our SBI credit card offerings. Enjoy exclusive rewards, cashback offers, and discounts on your everyday purchases. With our SBI Kiosk, applying for a credit card has never been easier.

  5. Risk Mitigation:

    Accepting cash payments can reduce the risks associated with non-payment or payment disputes. Cash is a tangible form of payment, making it less susceptible to issues such as chargebacks, declined transactions, or fraud that can occur with electronic payment methods.

  6. Market Penetration in Unbanked Areas:

    In regions where banking infrastructure and access to electronic payment methods are limited, cash collection becomes an essential means for businesses to penetrate such markets and reach customers who primarily rely on cash transactions.

    It’s worth noting that businesses need to implement proper cash handling and security measures to mitigate the risks associated with cash collection, such as theft or misplacement. Adequate record-keeping and reconciliation processes are also essential to ensure accurate accounting and financial reporting.

method of cash collection :

  1. Bank Deposits:

    Individuals or businesses can collect cash by depositing it directly into their bank accounts through bank branches or automated deposit machines (ADMs). This method ensures the funds are securely transferred to the designated account.

  2. Cash Collection Agencies:

    Businesses can outsource their cash collection activities to specialized cash collection agencies. These agencies employ trained professionals who collect cash from various locations, such as retail stores, and ensure its safe transfer to the business’s designated account.

  3. Retailer or Agent Network:

    In some cases, businesses may establish a network of local shop retailers or agents who act as collection points. Customers can visit these authorized retailers to make cash payments, and the retailers then deposit the collected cash into the business’s account.

  4. ECash Collection Vehicles:

    In situations where large amounts of cash need to be collected, such as from ATMs or businesses with high cash flow, cash collection vehicles are used. These vehicles are equipped with secure storage systems and are operated by trained personnel who collect cash from multiple locations and transport it to a secure facility.

  5. Point of Sale (POS) Systems:

    Retailers and businesses can use electronic point of sale systems that accept cash payments at the point of sale. The system calculates the amount due and provides change if necessary. This method streamlines cash collection and reduces the need for manual handling.

  6. Online Payment Platforms:

    While not strictly cash collection, online payment platforms allow individuals and businesses to collect funds electronically. However, these platforms often provide the option for users to deposit cash into their accounts through various channels like bank transfers or physical cash deposit at designated locations

Why Retailers Should Choose Reijiro Networks for cash collection Services:

  1. Extensive Rural Network:

    Reijiro Networks has established an extensive network of local shop retailers in rural areas. Our widespread presence ensures that you have easy access to cash collection services, no matter where you are located. We understand the importance of financial inclusion and aim to bring secure and convenient cash collection solutions to even the most remote areas.

  2. Trust and Reliability:

    We prioritize the trust and reliability of our services. Our agents undergo a rigorous selection process, and we maintain strict security protocols to ensure the safe handling and transfer of your cash. With Reijiro, you can have peace of mind knowing that your cash deposits are in capable hands and will be securely delivered to the intended recipients.

  3. Convenience and Accessibility:

    Our cash collection service is designed with convenience in mind. By leveraging our extensive network of local shop retailers, we bring the cash collection service closer to you. You can simply visit your nearest retailer to deposit your cash, eliminating the need for long travels or waiting in bank queues. We believe that financial services should be easily accessible to all, and our cash collection service reflects that commitment.

  4. Financial Inclusion::

    Reijiro Networks is dedicated to promoting financial inclusion in rural areas. We believe that everyone should have equal opportunities to access reliable financial services. By choosing Reijiro for cash collection, you actively contribute to the goal of inclusive economic growth in rural communities. Join us in empowering individuals and businesses with secure and convenient cash collection services.

  5. Competitive Charges and Transparent Pricing:

    We understand the importance of affordability and transparency. Our cash collection services are competitively priced, ensuring that you benefit from cost-effective solutions. We believe in clear communication, and our pricing structure is transparent, with no hidden charges. We strive to provide excellent value for your money while delivering the highest level


Our cash collection service operates through a network of local shop retailers who act as agents. Customers can visit these retailers and hand over their cash for deposit. The retailer will then collect the cash, securely store it, and ensure its safe transfer to the designated recipient.

Yes, our cash collection service specifically targets rural areas to promote financial inclusion and provide convenient cash deposit solutions for individuals and businesses operating in these regions.

Our cash collection service is available to both local shop retailers who wish to become our agents and individuals or businesses who need a reliable and secure way to deposit their cash in rural areas. It is open to anyone looking for a convenient and trustworthy cash collection solution.

We prioritize the security and confidentiality of our customers’ cash deposits. Our service is designed to comply with industry-standard security protocols, ensuring that your cash is handled and transferred securely throughout the collection process.

Transaction limits may vary depending on the regulations set by financial institutions and relevant authorities. However, we strive to provide flexible transaction limits that accommodate the cash collection needs of our customers, subject to any applicable restrictions.