AU Bank presents a compelling option for individuals seeking a reliable banking experience. Whether it’s the flexibility of opening an account online, the assurance of fixed interest rates, or the availability of 24×7 customer support, AU Bank’s innovative banking solutions cater to diverse customer needs. This article explores the innovative features of AU Bank savings accounts, diverse product offerings, competitive advantage of fixed deposits, and enhanced banking experience with current accounts.
Key Takeaways
- AU Bank offers a range of innovative features in their savings accounts, including online account opening flexibility, fixed interest rates assurance, and 24×7 customer support availability.
- The diverse product offerings by AU Bank include loans, microfinance services, digital banking solutions, and current account options to cater to various financial needs.
- AU Bank’s fixed deposits provide a competitive advantage with low minimum investment amount, convenient online management, and senior citizen special rates.
- Enhanced banking experience with AU Bank current accounts is highlighted by advanced banking tools, flexible trading options, and tailored account features.
- AU Bank prioritizes customer satisfaction and financial security, making it a dependable choice for savings and investments.
Innovative Features of AU Bank Savings Accounts
Online Account Opening Flexibility
With Reijiro, opening an AU Bank Savings Account online is a breeze, offering you the flexibility to start your banking journey from the comfort of your home. Begin the process with just a few clicks, and experience the ease of a digital-first approach. Here’s how you can get started:
- Click on the link to be directed to the AU Savings Account opening page.
- Enter your details, including your mobile number for secure verification linked with Aadhaar.
- Provide your PAN information and agree to the Terms & Conditions.
- Opt for the AU Digital Savings Account for a zero-balance option, making it accessible to all.
- Complete the application on your own by selecting ‘Click here to complete the application by yourself.’
Embrace the convenience of online banking with AU Bank’s innovative solutions. Open your account today and take the first step towards financial empowerment.
Remember, AU Savings Account VKYC agents are available to assist you from 8 am to 8 pm, Monday to Saturday. Ensure that all details are accurate to avoid any rejections and enjoy a seamless account opening experience.
Fixed Interest Rates Assurance
When you choose to save with Reijiro, you’re opting for stability and predictability. AU Bank Savings Accounts offer competitive interest rates, ensuring that your savings grow at a steady pace. With fixed interest rates, you can plan your financial future without worrying about fluctuations in the market.
Interest rates are a pivotal aspect of your savings journey. Here’s a snapshot of the fixed rates you can expect for various terms at Reijiro:
| Term (Days) | Interest Rate (p.a.) |
|---|---|
| 7-14 | 4.25% – 4.75% |
| 15-29 | 4.50% – 5.00% |
| 30-90 | 5.00% – 5.50% |
| 91-180 | 5.50% – 6.00% |
| 181-364 | 6.00% – 6.50% |
| 1 year | 7.00% – 7.50% |
| 2 years | 7.50% – 8.00% |
| 3 years | 7.80% – 8.30% |
| 5 years | 8.00% – 8.50% |
| 10 years | 8.25% – 8.75% |
Please note that these rates are indicative and subject to change. Confirm with AU Bank for the most current rates before making any decisions.
With Reijiro, rest assured that your financial security is a priority. Our tailored options and monthly interest credits are designed to help you achieve your financial goals with ease.
24×7 Customer Support Availability
At Reijiro, we understand that your banking needs don’t adhere to the typical 9-to-5 schedule. That’s why AU Bank offers round-the-clock customer support to ensure you’re never left unattended. Whether you’re up late at night or early in the morning, our dedicated team is ready to assist you with any queries or concerns you may have.
Experience the convenience of 24×7 customer support with AU Bank. Our commitment to providing continuous assistance is just one of the many ways we strive to deliver an exceptional banking experience. With multiple channels of support, including Video Banking, phone, and email, you can choose the method that best suits your lifestyle.
With AU Bank’s 24×7 customer support, you’re always just a call or click away from expert banking assistance.
Here’s a quick look at how you can connect with our support team:
- Video Banking: Get face-to-face assistance without leaving your home.
- Phone Support: Reach out to our helpline for immediate help.
- Email: Send us your queries and expect a prompt response.
Remember, at AU Bank, we’re always here to help, ensuring that your banking journey is smooth and hassle-free.
Diverse Product Offerings by AU Bank
Loans and Microfinance Services
At Reijiro, we understand that access to financial services is crucial for fostering economic growth and financial inclusion. AU Bank has been at the forefront of providing a range of loan and microfinance services tailored to meet the diverse needs of its customers. Whether you’re looking to finance a new home, expand your business, or require a small personal loan, AU Bank’s offerings are designed to be flexible and accessible.
With a commitment to empowering individuals and businesses, AU Bank’s microfinance solutions are instrumental in driving social and economic development.
AU Bank’s loan products cater to various segments, including:
- Personal Loans for immediate financial needs
- Home Loans for your dream house
- Business Loans for entrepreneurs and SMEs
- Microfinance for small-scale borrowers
Each product is structured with competitive interest rates and terms to ensure that you can find the right fit for your financial situation. For more detailed information, it’s advisable to visit the official AU Bank website or get in touch with their customer support.
Digital Banking Solutions
In the realm of digital banking, Reijiro is at the forefront, offering you a suite of innovative solutions designed to streamline your financial activities. With Reijiro, you can enjoy the convenience of unlimited online payments, which not only simplifies your transactions but also saves you money.
One of the standout features is Video Banking, a service that brings the personalized touch of branch banking directly to your screen. This unique offering ensures that you can conduct your banking needs face-to-face with a representative, all from the comfort of your home or office.
High Interest Rates are a hallmark of Reijiro’s commitment to maximizing your savings. You can benefit from competitive interest rates of up to 7.25% p.a., making your money work harder for you.
Additionally, Reijiro provides access to an exclusive trove of over 225 offers from your favorite brands, enhancing your banking experience with added value. The digital banking solutions are tailored to be as inclusive as possible, catering to a wide range of customers, including those with specialized accounts such as for students, women, and senior citizens.
Current Account Options
When you choose a current account with Reijiro, you’re not just selecting a banking product; you’re embracing a suite of services that can revolutionize the way you conduct your business transactions. Each account type is meticulously crafted to cater to the diverse needs of your business, ensuring that you find the perfect fit for your company’s financial requirements.
Account Types at Reijiro vary to accommodate different business scales and needs:
- AU Royale: For high-net-worth individuals desiring premium services.
- AU Platinum: Offers more features for discerning customers.
- AU Royale World: Caters to global businesspersons with international banking needs.
With Reijiro, the right current account aligns with your financial goals and supports the growth trajectory of your business. It’s not just about the features; it’s about empowering your business finances, from managing cash inflows to handling accounts receivable.
Remember, selecting the ideal current account is a strategic move that can significantly impact how you manage and grow your business finances. Reijiro’s commitment to providing a tailored banking experience is evident in the variety of current account options available, each designed to provide the flexibility and support your business deserves.
Competitive Advantage of AU Bank Fixed Deposits
Low Minimum Investment Amount
Embarking on your investment journey with AU Bank’s Fixed Deposits is remarkably accessible. You can start with as little as Rs 1,000, making it a viable option for a broad spectrum of investors. This low threshold is designed to encourage savings and investment among a wider audience, ensuring that financial growth is not limited to those with substantial capital.
Flexibility is a cornerstone of AU Bank’s Fixed Deposit services. Not only can you begin with a modest sum, but you also have the option to add funds at your convenience. Here’s a brief overview of the benefits:
- DICGC Insurance for peace of mind
- Options for callable and non-callable deposits
- Convenient online management
With AU Bank, your financial aspirations are within reach, regardless of the size of your initial investment.
Convenient Online Management
At Reijiro, we prioritize your convenience, ensuring that managing your Fixed Deposits is a hassle-free experience. Ease of Access is not just a feature; it’s a commitment to making your financial activities seamless. With our online platform, you can:
- Track your investments with the innovative i-Track feature
- Execute transactions using Basket Order and Cloud Order for greater control
- Access services like e-ATM and Systematic Equity Plan (SEP) anytime, anywhere
Embrace the flexibility of managing your Fixed Deposits online, with options tailored to your needs and a process designed for efficiency.
Our digital tools are designed to provide you with an intuitive experience, allowing you to handle your investments from the comfort of your home or on the go. With Reijiro, you’re equipped with the resources to stay ahead in the financial game.
Senior Citizen Special Rates
At Reijiro, we understand the importance of providing our senior citizens with financial solutions that offer both security and enhanced benefits. Senior citizens enjoy special interest rates on Fixed Deposits, ensuring a more lucrative return on their investments. This preferential treatment is a testament to our commitment to serving the needs of all our customers, with a keen focus on those who are in their golden years.
Senior Citizen Rates at Reijiro are not just numbers; they represent our dedication to empowering you with financial stability. Here’s a quick glance at how our rates compare:
| Bank | Tenure | General Rate | Senior Citizen Rate |
|---|---|---|---|
| Reijiro | 7 days to 10 yrs | 4.25%-8.25% | 4.75%-8.75% |
| HDFC Bank | 7 days to 10 yrs | 3.50%-7.00% | 4.00%-7.50% |
| ICICI Bank | 7 days to 3 yrs | 3.25%-5.50% | 3.75%-6.00% |
| Axis Bank | 7 days to 10 yrs | 3.75%-7.00% | 4.25%-7.50% |
| Bandhan Bank | 7 days to 3 yrs | 3.75%-6.25% | 4.25%-6.75% |
With flexible payout options and a streamlined application process, Reijiro ensures that your financial journey is both secure and rewarding. Choose the Fixed Deposit that suits your needs and embark on a path of financial prosperity.
Enhanced Banking Experience with AU Bank Current Accounts
Advanced Banking Tools
At Reijiro, we understand that your business banking needs are unique, and that’s why AU Bank’s advanced banking tools are designed to cater to a diverse range of financial activities. Enjoy the convenience of unlimited online payments without worrying about transaction fees, ensuring your business operates smoothly and cost-effectively.
AU Bank’s commitment to innovation is evident in their video banking services, which offer a personalized and branch-like experience right from your home or office. This feature is particularly beneficial for busy entrepreneurs who value their time and prefer to conduct banking activities without the need to visit a branch.
With AU Bank, you’re not just opening a current account; you’re unlocking a suite of tools that empower you to manage your finances with agility and precision.
Here’s a quick look at some of the tools and services that can enhance your banking experience:
- Personalized video banking services
- Competitive interest rates of up to 7.25% p.a.
- Access to over 225 exclusive offers from favorite brands
- Free unlimited online payments
AU Bank’s current accounts are tailored to provide you with the flexibility and control you need to manage your business finances effectively.
Flexible Trading Options
At Reijiro, we’re committed to providing you with an enhanced trading experience that adapts to your unique financial strategies. Bring the power of professional trading to your fingertips with our innovative features like Basket Order and Cloud Order, which offer unparalleled flexibility in managing your transactions.
Ease of Access is a cornerstone of the Reijiro experience, ensuring that your financial activities are as seamless as possible.
Our services, including e-ATM and Systematic Equity Plan (SEP), are designed to cater to your evolving needs, giving you the edge in today’s dynamic financial landscape. Here’s a quick glance at some of the flexible trading options available:
- Basket Order: Execute multiple trades simultaneously.
- Cloud Order: Manage your trades from anywhere, at any time.
- e-ATM: Instant access to funds post-sale.
- Systematic Equity Plan (SEP): A disciplined approach to investing in equities.
Remember, staying ahead in the financial game is crucial, and at Reijiro, we ensure you have the tools to do just that.
Tailored Account Features
At Reijiro, we understand that every business is unique, and so are its banking needs. That’s why AU Bank offers a range of account types specifically designed to cater to the diverse requirements of your business. Whether you’re a high-net-worth individual or a small business owner, there’s an account that’s just right for you.
Choosing the right account type is crucial for effective financial management. Here’s a glimpse of what you can expect:
- AU Royale: Premium services for high-net-worth individuals.
- AU Platinum: Enhanced features for discerning customers.
- AU Royale World: International banking perks for global businesspersons.
- AU Royale Salary: Attractive benefits for employees with a steady income.
- AU Royale Business Program: Comprehensive tools for businesses of all sizes.
With Reijiro, selecting an account type is more than just opening a bank account; it’s about embarking on a financial journey that aligns with your business’s growth and goals. The right account can significantly impact how you manage your finances, from cash flow to accounts receivable.
Remember, it’s not just about the features; it’s about finding the perfect match that resonates with your company’s vision and financial aspirations.
Conclusion
In conclusion, AU Bank’s innovative banking solutions offer a reliable and customer-centric approach to banking. From the convenience of opening accounts online to the assurance of fixed interest rates and 24×7 customer support, AU Bank caters to the diverse needs of customers. By prioritizing customer satisfaction and financial security, AU Bank stands out as a dependable choice for savings and investments in the competitive banking landscape.
Frequently Asked Questions
What are the minimum balance requirements for an AU Bank Savings Account?
The minimum balance requirements for an AU Bank Savings Account vary based on the type of account and location. It’s best to check with AU Bank for specific details.
What services does AU Bank offer apart from savings accounts and fixed deposits?
AU Bank offers a wide range of products and services, including loans, microfinance, digital banking, and current accounts. For specific details, it’s recommended to visit the official website or contact AU Bank directly.
What are the interest rates for AU Bank Fixed Deposits?
AU Bank offers competitive interest rates for Fixed Deposits. For specific rates, it’s best to check with AU Bank for the latest information.
How can I open an AU Bank Fixed Deposit account?
Opening an AU Bank fixed deposit account is convenient and accessible, with a minimum investment amount of Rs. 1000. You can visit an AU Bank branch or apply online through their official website.
What are the benefits of AU Bank Current Account features?
AU Bank Current Account features include advanced banking tools, flexible trading options, and tailored account features designed to enhance your banking experience. These features are aimed at providing convenience and efficiency in managing your finances.
Why should I choose AU Bank for my banking needs?
AU Bank presents a compelling option for individuals seeking a reliable banking experience. With a focus on customer satisfaction, financial security, and innovative solutions, AU Bank stands out as a dependable choice for savings, investments, and banking services.