Yes Bank Credit Card

Yes Bank  is a private sector bank in India that offers a variety of financial products and services, including credit cards.Yes Bank credit cards are designed to cater to different customer needs and preferences, offering various features and benefits.

A Yes Bank credit card allows the cardholder to make purchases on credit up to a predetermined credit limit. The cardholder can then repay the amount spent either in full or in part on a monthly basis. Like other credit cards,  credit cards typically come with features such as rewards programs, cashback offers, discounts on purchases, and other perks.


  1. Rewards Program:

    Earn reward points for every eligible transaction, which can be redeemed for gifts, vouchers, cashback, or discounts on future purchases.

  2. Cashback Offers:

    Some credit cards provide cashback on specific spending categories, allowing you to earn a percentage of your purchases back as cash rewards.

  3. Interest-Free Period:

    Enjoy an interest-free period (grace period) on purchases if you pay your full balance by the due date.

  4. EMI Conversion:

    Convert large purchases into manageable EMIs (Equated Monthly Installments) with a lower interest rate.

  5. Lifestyle Privileges:

    Access to exclusive lifestyle benefits, including dining offers, entertainment discounts, and shopping deals.

  6. Lifestyle Privileges:

    Access to exclusive lifestyle benefits, including dining offers, entertainment discounts, and shopping deals.

  7. Travel Benefits:

    Travel-related perks such as airport lounge access, travel insurance, discounts on flights, hotels, or car rentals, and concierge services.

  8. Contactless Payments:

    Many YES BANK credit cards support contactless payments for quick and secure transactions.

  9. Global Acceptance :

    YES BANK credit cards are widely accepted both domestically and internationally, making them convenient for travel and online purchases.


  1. Check Eligibility:

    Before applying, check the eligibility criteria for the YES BANK credit card. This may include factors such as age, income, employment status, credit score, and residential address.

  2. Choose the Card:

    YES BANK may offer various types of credit cards with different features and benefits. Select the one that best suits your needs and spending habits

  3. Visit the Website:

    Go to the YES BANK official website and navigate to the credit card section.

  4. Fill the Application Form:

    Complete the credit card application form with accurate personal and financial information. You may need to provide details such as your name, contact information, employment details, income, and more.

  5. Submit Documents:

    Along with the application form, you will need to submit the necessary documents to verify your identity, address, and income. The specific documents required may vary, but typical documents include:

    Identity proof
    Address proof
    Income proof
    Wait for Processing: After submitting the application and documents, YES BANK will process your application. This may take a few days to a few weeks, depending on their internal procedures.

  6. Credit Evaluation:

    YES BANK will assess your creditworthiness based on your credit history, income, and other factors. A good credit score enhances your chances of approval.

  7. Approval and Card Issuance:

    If your application is approved, YES BANK will issue the credit card and send it to your registered mailing address.

  8. Activate Your Card:

    Upon receiving the credit card, follow the activation instructions provided with the card. Typically, this involves making a first-time transaction or calling a designated number.


Identity Proof: You will need to provide a government-issued identity proof with a photograph. Accepted documents may include:

Aadhar card
Voter ID card
Driver’s license
PAN card
Address Proof: To verify your residential address, you will need to submit a valid address proof. Accepted documents may include:

Aadhar card
Voter ID card
Utility bills (electricity bill, water bill, gas bill, etc.)
Bank or post office account statement
Rental agreement
Income Proof: YES BANK may require documents to verify your income. The specific requirements may vary depending on your employment type:

Salaried Individuals: Recent salary slips (usually the last 3 months) and bank statements showing salary credits.
Self-Employed Individuals: Income tax returns (ITR) for the last 2-3 years, audited financial statements, and bank statements.
Passport-sized Photographs: You may be asked to provide a few recent passport-sized photographs as part of the application process.

Duly Filled Application Form: Complete the credit card application form with accurate and up-to-date information.

Additional Documents: Depending on the specific credit card you are applying for and YES BANK’s policies, you may be required to submit additional documents or information to process your application.

Please note that the list of required documents can vary based on YES BANK’s internal policies and the type of credit card you are applying for. Additionally, as the financial landscape may change over time, I recommend visiting YES BANK’s official website or contacting their customer service for the most up-to-date and accurate information on the documents required to apply for their credit cards.


  1. Expert Financial Inclusion:

    Fayda Pay understands the unique needs of rural communities and offers YES BANK Credit Card services designed to empower local shop retailers and individuals with access to convenient and rewarding credit solutions.

  2. Simple Application Process:

    With Fayda Pay, applying for a YES BANK Credit Card is hassle-free. We guide you through the process, making it quick and convenient.

  3. Wide Range of Credit Cards:

    Fayda Pay provides access to a diverse range of YES BANK Credit Cards, each tailored to cater to various lifestyles and spending preferences.

  4. Local Understanding:

    As a rural-focused service provider, we possess in-depth knowledge of the region’s dynamics, enabling us to cater to your specific credit needs effectively.

  5. Secure and Transparent:

    Fayda Pay prioritizes the security of your financial information, ensuring a transparent and trustworthy credit card application process.

  6. Leverage Earning Opportunities:

    Partnering with Fayda Pay opens doors to new earning opportunities through YES BANK Credit Card benefits, rewards, and cashback offers.

  7. Personalized Assistance:

    Our team of experts provides personalized guidance, helping you choose the most suitable YES BANK Credit Card based on your spending habits and requirements.


YES BANK Credit Card is a payment card issued by YES BANK that allows you to make purchases on credit. It offers a convenient and secure way to pay for goods and services, both online and offline.

To apply for a YES BANK Credit Card with Fayda Pay, visit our website and fill out the online application form. Our team will guide you through the process and assist you with the credit card application.

YES BANK Credit Card comes with a range of benefits, including rewards points, cashback offers, discounts on dining, fuel surcharge waivers, and the flexibility to convert large transactions into easy EMIs.

Absolutely! Fayda Pay’s YES BANK Credit Card services aim to promote financial inclusion in rural areas, empowering local shop retailers and individuals to access credit solutions.

Fayda Pay offers the convenience of online credit card application. Fill out the application form online, and our team will guide you through the verification process.

You will need identity proof, address proof, income proof, passport-sized photographs, and other relevant documents as per the bank’s requirements.