KOTAK MOJO PLATINUM CARD

Kotak Mojo Platinum Card

The Kotak Mojo Platinum Credit Card is perfect for earning extra reward points on online purchases. With 2.5X rewards on online spends, it’s an excellent choice for those who frequently shop online. Additionally, you can enjoy privileges like lounge access, fuel surcharge waiver, and milestone benefits with this card. If you’re starting your credit journey and want great value for your online purchases, this card is a great option.

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BENEFITS AND FEATURS OF KOTAK MOJO PLATINUM CARD :

  1. Railway Surcharge Waiver:

    Save 1.8% railway surcharge on transactions at www.irctc.co.in.
    Save 2.5% on Indian Railways Booking Counters.
    Maximum surcharge waiver of Rs.500 per calendar year.

  2. Fuel Surcharge Benefits:

    Avail a 1% fuel surcharge waiver on transactions between Rs.500 and Rs.3,000.
    Get a maximum fuel waiver of Rs.3,500 per calendar year.

  3. Online Shopping Benefits:

    Earn 2.5X rewards on online spends, making it ideal for frequent online shoppers.

  4. Easy EMI Conversion:

    Convert high-value purchases into easy EMIs for flexible repayment options.

  5. Contactless Payments:

    The card is enabled for contactless technology, allowing easy and secure payments.

  6. Insurance Cover:

    Enjoy complimentary insurance cover against lost card liability and fraud protection.

DOCUMENT REQUIRED FOR KOTAK MOJO PLATINUM CARD :

For Self-Employed:

Recent Income Tax Returns (ITR)
Audited Profit and Loss Statement or Balance Sheet

Address Proof (Any One):

Passport
Telephone Bill
Aadhaar Card
Electricity Bill
Rental Agreement
Ration Card

For Salaried:

Recent Salary Slips
Salary Certificate
Employment Letter

Proof of Identity (Any One):

Voter’s ID Card
Ration Card
PAN Card
Passport
Driving Licence
Aadhaar Card

ELIGIBILITY CRITERIA FOR KOTAK MOJO PLATINUM CARD :

  • Age: You must be between 21 years and 65 years of age.
  • Add-on Card Holder: The add-on cardholder should be 18 years of age or older.
  • Income: Your net income should be Rs.4 lakh per year or more.
  • Residency: You should be a resident of India.

WHY CHOOSE FAYDA PAY FOR KOTAK MOJO PLATINUM CARD :

  1. Financial Inclusion in Rural Areas:

    Fayda Pay aims to bring financial inclusion to rural areas by offering the  Credit Card. We want to empower local shop retailers and individuals with earning opportunities through our accessible credit card services.

  2. Wide Range of Benefits:

    With Fayda Pay, you can unlock the full potential of the Kotak Mojo Platinum Credit Card and enjoy a wide range of benefits, including reward points, travel privileges, fuel surcharge waivers, and much more.

  3. Easy Application Process:

    Applying for the Mojo Platinum Credit Card through Fayda Pay is simple and convenient. We guide you through the application process, ensuring a hassle-free experience.

  4. Dedicated Customer Support:

    At Fayda Pay, we prioritize customer satisfaction. Our dedicated customer support team is always ready to assist you with any queries or concerns related to the credit card services.

  5. Financial Guidance:

    We offer financial guidance to help you make the most of your Credit Card. Our expertise will help you understand the card’s features and use it effectively.

  6. Secure and Trustworthy:

    Fayda Pay is committed to ensuring the security and confidentiality of your information. You can trust us to provide a safe platform for your credit card transactions.

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FAQ

The annual fee for the Kotak Mojo Platinum Credit Card may vary. It is advisable to check with the bank or our platform for the most updated fee information.

Documents like income proof (for self-employed), address proof, proof of identity, and for salaried individuals, recent salary slips, and employment letter may be required. Please refer to the bank’s official website or contact our customer support for the complete list of documents.

Yes, you can avail of add-on credit cards for family members above 18 years of age.

Yes, you can earn Cleartrip e-vouchers worth Rs.2,000 each on annual online spends of Rs.1 lakh and Rs.2 lakh.

Yes, the Kotak Mojo Platinum Credit Card is accepted worldwide, making it convenient for international travel and purchases.