AU Bank Saving  Account

AU Bank Saving Account refers to a type of bank account provided by AU Small Finance Bank, a prominent bank in India. A saving account is designed for individuals to deposit their money and earn interest on the deposited funds.


  1. Interest Earnings:

    The deposited funds in a Saving Account earn interest, helping your money grow over time. The interest is typically calculated on a daily or quarterly basis, and the rate may vary based on the account balance and other factors determined by the bank.

  2. ATM/Debit Card:

    AU Bank provides ATM or debit cards to saving account holders, allowing them to withdraw cash from ATMs, perform transactions at merchant establishments, and shop online.

  3. Online and Mobile Banking:

    offers online banking and mobile banking facilities, enabling saving account holders to manage their accounts anytime, anywhere. This includes features like balance inquiry, fund transfers, bill payments, and account statements.

  4. Personalized Customer Service:

    AU Bank focuses on providing personalized customer service to its saving account holders. The bank provides dedicated customer support through various channels, including phone, email, and in-branch assistance, to address account-related queries and provide guidance.

  5. Nomination Facility:

    Saving account holders can nominate a person to receive the account balance in the event of their unfortunate demise. This ensures a smooth transfer of funds to the nominee, providing security and peace of mind.

  6. Easy Account Opening Process :

    strives to offer a seamless and hassle-free account opening process. They provide user-friendly platforms and simplified procedures to facilitate quick account opening for their customers.

  7. Additional Banking Services:

    you may have access to additional banking services such as fixed deposits, recurring deposits, insurance products, and investment options. These services help you diversify and grow your savings.


The general documents typically required to open a saving account with AU Small Finance Bank in India are as follows:

Identity Proof:

PAN Card
Aadhaar Card
Voter ID card
Driving License
Address Proof:

Aadhaar Card
Voter ID card
Driving License
Utility bills (electricity bill, water bill, gas bill)
Bank account statement
Rental agreement (in case of rented premises)
Passport-sized Photographs: You will generally need to provide a few recent passport-sized photographs.

Proof of Identity and Address for Nominee: If you wish to nominate someone for your saving account, you will need to provide their identity and address proof documents as well.

It’s important to note that the specific document requirements may vary based on the type of saving account, the customer’s profile, and the bank’s policies. AU Small Finance Bank may have additional requirements or may request further documents if necessary.

To ensure a smooth account opening process, it is recommended to contact AU Small Finance Bank directly or visit their official website to obtain the most up-to-date and accurate information regarding the documents required for opening a saving account with them.


  1. Tailored Solutions for Rural Customers:

    We understand the unique needs of rural customers, especially local shop retailers. Fayda Pay works closely to offer specialized saving account solutions that cater to the specific requirements of rural individuals and businesses, facilitating financial management and growth opportunities.

  2. Convenient Account Opening Process:

    Fayda Pay ensures a convenient and simplified account opening process . Through our user-friendly platform, local shop retailers and individuals in rural areas can easily initiate the account opening procedure and receive step-by-step guidance along the way.

  3. Value-added Benefits:

    By choosing Fayda Pay for AU Bank saving account opening services, customers gain access to value-added benefits. These may include preferential interest rates, special promotions, and exclusive offers that enhance the banking experience and provide additional value for our customers.

  4. Dedicated Customer Support:

     Fayda Pay emphasizes personalized customer support. Our dedicated team is available to address customer queries, provide assistance, and ensure a smooth account opening process. We strive to establish long-term relationships with our customers, offering ongoing support throughout their banking journey.

  5. Earning Opportunities:

    In addition to saving account opening services, Fayda Pay offers earning opportunities for local shop retailers. By partnering with us, retailers can become agents and earn additional income by promoting AU Bank saving accounts and other financial services within their communities.


Yes, AU Bank provides online banking and mobile banking facilities for saving account holders. These platforms enable you to manage your account, view transaction history, transfer funds, pay bills, and perform various banking transactions with ease.

The documents required for opening a saving account may include identity proof (such as PAN card, Aadhaar card, passport), address proof (such as Aadhaar card, passport, utility bills), and passport-sized photographs. AU Bank may have specific requirements, so it’s advisable to check with the bank or visit their website for the most up-to-date information.

AU Bank has minimum balance requirements for saving accounts, which may vary based on the type of account and the location of the branch. It is recommended to check with the bank or refer to their website for the specific minimum balance requirement applicable to your account.

Opening a saving account with AU Bank offers several benefits, including competitive interest rates, convenient banking facilities (online banking, mobile banking), access to ATM and debit card services, personalised customer service, and value-added benefits such as special offers and discounts.

AU Bank may have charges or fees associated with saving account opening, monthly average balance requirements, non-maintenance of minimum balance, and specific banking services. It is recommended to check with the bank or refer to their website for the applicable charges and fees.

AU Bank offers competitive interest rates on saving accounts, which are subject to change based on market conditions and the bank’s policies. It is advisable to contact AU Bank directly or visit their website for the most up-to-date information on interest rates.