Axis bank – current account

Axis Bank Current Account

Axis Bank current account opening refers to the process of establishing a current account with Axis Bank, one of the leading banks in India. A current account is primarily designed for businesses, allowing them to carry out day-to-day banking operations smoothly.


  1. Efficient Business Operations:

    Axis Bank provides a comprehensive range of banking services tailored for businesses, helping to streamline financial operations. With a current account, businesses can easily manage day-to-day transactions, payments, and receipts, ensuring smooth business operations.

  2. Personalized Customer Service:

    Axis Bank offers personalized customer service to its current account holders. Dedicated relationship managers are available to address specific needs, provide guidance, and offer assistance in managing financial requirements.

  3. Digital Banking Solutions:

    Axis Bank provides convenient digital banking solutions, including online banking and mobile banking platforms. These platforms enable businesses to access and manage their current accounts anytime and anywhere, facilitating quick transactions, fund transfers, and access to account statements.

  4. Trade and Forex Services:

    Axis Bank offers specialized trade and forex services to support businesses engaged in international trade. These services include letters of credit, export and import financing, foreign currency exchange, and more, helping businesses expand their global reach.

  5. Cash Management Solutions:

    Axis Bank provides cash management solutions to efficiently handle cash flow, cash collection, and cash disbursement for businesses. This includes services such as cash pickup, cash deposit machines, cash management systems, and electronic fund transfer facilities.

  6. Customized Business Solutions:

    Axis Bank understands the unique financial requirements of businesses and offers tailored banking solutions to meet their specific needs. This may include customized lending options, overdraft facilities, working capital finance, trade finance, and other banking products designed to support business growth.

  7. Access to Credit Facilities:

    Axis Bank current account holders may be eligible for credit facilities such as business loans, overdrafts, and credit lines. These credit facilities can provide businesses with additional financial support and liquidity to meet their expansion plans or manage unforeseen expenses.

  8. Competitive Interest Rates:

    Axis Bank offers competitive interest rates on current account balances, allowing businesses to earn interest on their idle funds.


  1. Visit the Axis Bank website:

    Go to the official Axis Bank website and navigate to the “Business” or “Current Account” section.

  2. Gather the required documents:

    Ensure you have the necessary documents ready, such as identity proof, address proof, business registration documents, PAN card, photographs, and any additional documents as per Axis Bank’s requirements.

  3. Locate the nearest branch:

    Use the branch locator feature on the Axis Bank website to find the nearest branch that offers current account opening services.

    Visit the branch: Visit the selected Axis Bank branch at a convenient time. It’s advisable to call the branch in advance to confirm their working hours and any specific appointment requirements.

  4. Meet with a bank representative:

    Once at the branch, meet with a bank representative or relationship manager who will guide you through the account opening process. Provide the necessary documents and complete the required forms as per Axis Bank’s guidelines.

  5. Account opening procedure:

    The bank representative will assist you in filling out the account opening form, obtaining signatures, and completing any additional formalities. They may also verify the documents and ask for any additional information or clarifications, if needed.

  6. Deposit initial funds:

    Some branches may require you to deposit an initial amount as per the bank’s minimum balance requirements. The representative will guide you on the minimum balance and the mode of payment for the initial deposit.

  7. Account activation:

    Once the account opening process is completed and the necessary documents are submitted, the bank will process your request. You will receive the account details, including your account number, in due course.


Identity Proof:

PAN Card of the business entity or the proprietor/partners/directors.
Aadhaar Card or any other government-issued identity document.
Address Proof:

Address proof of the business entity, such as a utility bill (electricity, water, gas) in the name of the entity.
Address proof of the proprietor/partners/directors, such as Aadhaar Card, passport, or utility bill in their name.
Business Registration Documents:

Sole Proprietorship: Certificate of Registration (if registered) or any other proof of the existence of the business.
Partnership Firm: Partnership Deed or Certificate of Registration (if registered) or any other proof of the existence of the partnership.
Private Limited/Public Limited Company: Certificate of Incorporation, Memorandum of Association, Articles of Association, and other related documents.

Passport-sized photographs of the proprietor/partners/directors.
PAN Card:

PAN card of the business entity or the proprietor/partners/directors.
KYC (Know Your Customer) Documents:

KYC documents, such as the duly filled KYC form and KYC documents of the proprietor/partners/directors (as per Axis Bank’s requirements).
Business Proof:

Business registration certificate or license (if applicable).
GST registration certificate (if applicable).
Trade license or Shop and Establishment certificate (if applicable).
Financial Documents:

Income Tax Returns (ITR) or audited financial statements (balance sheet, profit and loss statement) for the last two years (in some cases).


  1. Financial Inclusion in Rural Areas:

    Fayda Pay is dedicated to promoting financial inclusion in rural areas of India. By offering Axis Bank current account opening services, we aim to provide convenient and accessible banking solutions to local shop retailers and individuals in these underserved regions.

  2. Expertise and Guidance:

    Fayda Pay has extensive expertise and knowledge in the account opening procedures of Axis Bank. Our team of professionals provides personalized guidance and assistance throughout the account opening journey, ensuring a smooth and hassle-free experience for our customers.

  3. Tailored Solutions for Businesses:

    We understand the unique needs of local shop retailers and businesses. Fayda Pay works closely with Axis Bank to offer specialized current account solutions that cater to the specific requirements of businesses, facilitating efficient financial management and growth opportunities.

  4. Convenient Account Opening Process:

    Fayda Pay ensures a convenient and streamlined account opening process for Axis Bank current accounts. Through our user-friendly platform, local shop retailers and individuals can easily initiate the account opening procedure and receive step-by-step guidance along the way.

  5. Value-added Benefits:

    By choosing Fayda Pay for Axis Bank current account opening services, customers gain access to value-added benefits. These may include preferential rates, special promotions, and exclusive offers that enhance the banking experience and provide additional value for our customers.


An SBI Kiosk is a banking and financial service solution provided by Reijiro Networks. It brings essential banking services and various financial offerings to rural areas, promoting financial inclusion and empowerment.

Our SBI Kiosk offers a wide range of services, including banking transactions, domestic money transfer (DMT), loans, credit cards, bank account opening, Aadhar-enabled payment services, AEPS mini statements, PAN card application, and more.

To become an SBI Kiosk retailer, simply contact Reijiro Networks and express your interest. Our team will guide you through the process, providing you with the necessary information and support to get started.

As an SBI Kiosk retailer, you can enjoy several benefits, including additional revenue streams, increased footfall to your store, convenience for your customers, trust and reliability associated with SBI, comprehensive training and support, and the opportunity to contribute to financial inclusion in your community.

Yes, the SBI Kiosk is designed with advanced security measures to ensure safe and secure transactions. Our kiosks leverage cutting-edge technology and follow industry best practices to protect your personal and financial information.

Absolutely! Our SBI Kiosk enables you to offer a diverse range of financial services, including banking, DMT, loans, credit cards, and more. This allows you to cater to the various needs of your customers and maximise your earning potential.

As a retailer, you will receive marketing support from Reijiro Networks. We provide content, online and offline marketing materials, strategies, and guidance to help you effectively market and promote the SBI Kiosk services to your target audience.