FINNABLE PERSONAL LOAN
Finnable offers quick personal loans up to 10 lakhs for salaried employees, even if they don’t have a loan history. All you need is a good employment track record and a few basic documents to apply.
Finnable personal loan processes are easy and paperless. You can expect to receive the loan amount within 24 hours after completing the application. We also provide excellent support even after granting the loan, whether you need a top-up or assistance with the loan tenure.
BENEFITS OF PERSONAL LOAN :
- Personal loans have a quick approval process and require less paperwork compared to other loans like home loans and gold loans.
- Many financial institutions, including Finnable, offer online personal loan services with fast approval and fund disbursement.
- You can choose the loan duration based on your repayment capability, typically ranging from one to five years.
- Longer loan terms may have higher interest rates, so opting for a shorter loan term can help reduce interest charges and pay off the loan faster.
Finnable considers various factors to assess your eligibility for a personal loan. These include your age, income, credit score, employment status, and details about your employer. The qualifying requirements and eligibility criteria for a personal loan are outlined below:
- For salaried, the age limit should be 21-60 years.
- The minimum income for salaried is fixed at Rs. 15,000/- month.
- Service continuity for the salaried employee should be 1 year (6 months with current employer).
- The credit rating for all should be 700 and above.
DOCUMENT REQUIRED :
- dentity documentation (copy of voter ID card, driving licence, passport, or Aadhaar card)
- Address proof (copies of passport, voter ID, driving licence, or Aadhaar)
- A bank statement for the last three months or bank Passbook for the previous 6 months
- The most recent Form 16, the last 2 months’ salary slips, and a current-dated salary certificate
WHY CHOOSE FAYDA PAY FOR FINNABLE PERSONAL LOAN :
Secure and Reliable:
We prioritize the security of your information and ensure a reliable lending experience.
We offer a smooth application process with minimal paperwork, saving your time and effort.
Enjoy flexible tenure and attractive interest rates to suit your repayment capacity.
With our user-friendly platform, you can easily check eligibility and receive cash directly in your bank account.
Quick Loan Process:
Get instant approval and money disbursed within minutes, making it hassle-free for you.
Trusted Rural Services:
We aim to provide financial inclusion to rural areas, supporting local shop retailers and individuals seeking earning opportunities.
How can I apply for a FinnAble Personal Loan?
You can apply for a FinnAble Personal Loan through the Fayda Pay website or mobile app. The application process is user-friendly and requires basic documentation.
What are the eligibility criteria for a FinnAble Personal Loan?
To be eligible for a FinnAble Personal Loan, you need to meet certain criteria such as age, income, credit score, employment status, and employer profile.
How much loan amount can I get from FinnAble?
FinnAble offers personal loans of up to 10 lakhs for salaried employees, even for those without a history of loans.
Can I choose the loan tenure for my FinnAble Personal Loan?
Yes, FinnAble provides flexibility in choosing the loan tenure, which usually ranges from one to five years.
What if I need additional support or top-up for my loan?
FinnAble provides excellent customer support, and you can reach out for any assistance or top-up requirements even after the loan is granted.