IDFC Bank Credit Card

IDFC Bank is a private sector bank in India that offers various financial products and services, including credit cards. An IDFC Bank Credit Card is a payment card that allows cardholders to make purchases on credit and avail of various benefits and rewards offered by the bank.


  1. Credit Limit:

    Each IDFC Bank Credit Card comes with a predetermined credit limit, which determines the maximum amount a cardholder can spend using the card.

  2. Rewards and Benefits:

    Offer rewards points, cashback, discounts, and various benefits on transactions, making them attractive for users.

  3. EMI Facility:

    Cardholders may have the option to convert significant purchases into easy monthly installments (EMIs) for added convenience.

  4. Contactless Payments:

    Credit Cards come with contactless payment technology, enabling quick and secure transactions by tapping the card on a compatible payment terminal.

  5. Global Acceptance:

    Credit Cards are generally accepted both domestically and internationally, allowing users to use them for transactions worldwide.

  6. Online Banking:

    Cardholders can manage their credit card accounts online through IDFC Bank’s net banking or mobile app, providing easy access to transaction history, statements, and other details.

  7. Secure Transactions:

    IDFC Bank employs advanced security measures to protect credit cardholders against fraud and unauthorized transactions.


  1. Visit the Official Website:

    Go to the IDFC FIRST Bank official website (

  2. Explore Credit Card Options:

    Navigate to the “Credit Cards” section on the website and review the various credit card options offered by IDFC FIRST Bank. Compare the features, benefits, and fees associated with each card to find the one that suits your needs.

  3. Check Eligibility:

    Click on the credit card you wish to apply for and review the eligibility criteria. Ensure that you meet the minimum age, income, and other requirements specified by the bank.

  4. Click on “Apply Now”:

    Once you have selected the credit card you want to apply for and confirmed your eligibility, click on the “Apply Now” or “Apply Online” button.

  5. Fill Out the Application Form :

    Complete the online application form with accurate and up-to-date personal details, contact information, employment information, income details, and other required information.

  6. Upload Documents :

    Upload the necessary supporting documents as per the bank’s requirements. Common documents include identity proof, address proof, income proof, and passport-size photographs.

  7. Review and Submit:

    Before submitting the application, double-check all the details to ensure accuracy. Click on the “Submit” button to complete the application process.

  8. Application Processing :

    After submitting the application, IDFC FIRST Bank will process your credit card application. The bank will evaluate your creditworthiness and eligibility based on the information provided.

  9. Application Status :

    You can track the status of your credit card application online through the bank’s website or contact their customer support for updates.

  10. Credit Card Issuance:

    If your application is approved, IDFC FIRST Bank will issue the credit card and send it to your registered mailing address.


Identity Proof:

Aadhar Card
Voter ID Card
Driver’s License
PAN Card (Permanent Account Number)
Address Proof:

Aadhar Card
Voter ID Card
Utility Bills (electricity, water, gas, etc.) not older than three months
Bank Account Statement
Rent Agreement (if applicable)
Income Proof:

Salary Slips (for salaried individuals)
Income Tax Return (ITR) documents
Bank Statements
Form 16 (for salaried individuals)
Passport-Size Photographs: Recent passport-sized photographs of the applicant(s).

Application Form: The completed credit card application form provided by IDFC FIRST Bank.

Please note that the specific document requirements may vary based on the type of credit card you are applying for, your employment status, credit history, and other factors. Additionally, IDFC FIRST Bank may have additional requirements or request further documents during the application process.

Before applying for an IDFC FIRST Bank Credit Card, it’s essential to review the eligibility criteria and specific document requirements provided by the bank on their official website or through their customer support channels. Ensure that you have all the necessary documents ready to expedite the application process and increase the chances of approval.


  1. Expert Financial Inclusion:

    Fayda Pay understands the unique needs of rural communities and offers IDFC Bank Credit Card services designed to empower local shop retailers and individuals with access to convenient and rewarding credit solutions.

  2. Simple Application Process:

    With Fayda Pay, applying for an IDFC Bank Credit Card is hassle-free. We guide you through the process, making it quick and convenient.

  3. Wide Range of Credit Cards:

    Fayda Pay provides access to a diverse range of IDFC Bank Credit Cards, each tailored to cater to various lifestyles and spending preferences.

  4. Local Understanding:

    As a rural-focused service provider, we possess in-depth knowledge of the region’s dynamics, enabling us to cater to your specific credit needs effectively.

  5. Secure and Transparent:

    Fayda Pay prioritizes the security of your financial information, ensuring a transparent and trustworthy credit card application process.

  6. Leverage Earning Opportunities:

    Partnering with Fayda Pay opens doors to new earning opportunities through IDFC Bank Credit Card benefits, rewards, and cashback offers.

  7. Personalized Assistance:

    Our team of experts provides personalized guidance, helping you choose the most suitable IDFC Bank Credit Card based on your spending habits and requirements.


The eligibility criteria may include factors such as age, income, employment status, credit score, and credit history. Specific criteria may vary based on the type of credit card.

The processing time may vary, but it typically takes a few days to a couple of weeks for your credit card application to be processed, and the card to be delivered to your registered mailing address.

You can check the status of your credit card application online through the IDFC FIRST Bank website or contact their customer support for updates.

Yes, IDFC FIRST Bank Credit Cards may offer the option to convert eligible transactions into easy monthly installments (EMIs) for added convenience.

IDFC FIRST Bank Credit Cards may provide various rewards, cashback, discounts, and benefits on transactions, travel, shopping, dining, and more. Specific rewards and benefits vary based on the type of credit card.