IDFC personal loan

With IDFC personal loan, no dream is too big. Whether it’s a destination wedding, a dream vacation, or handling emergencies, you can use our personal loan for various needs. Our digital application process is hassle-free, allowing you to apply instantly within minutes. Enjoy flexible repayment options of up to 60 months and competitive interest rates for your personal loan. Fulfill your aspirations with ease!


  1. Best of Both Worlds:

    We’ve created a fully digital solution to provide a seamless application experience. No need to visit a branch or meet our sales executive – your loan disbursal is just a click away. Our Personal loans offer a super-fast and efficient process with approval

  2. More than 3 Lakhs with industry-best TAT:

    Get a loan of more than 3 lakhs quickly disbursed into your bank account. Our turnaround time is currently the best in the industry. Apply now for fast and hassle-free service!

  3. Quick and Hassle-free Digital Journey:

    Money market accounts are similar to savings accounts but often offer higher interest rates. They require a higher minimum balance and may have some restrictions on withdrawals. Money market accounts typically combine features of both savings and checking accounts.


For Salaried Individuals:

Minimum Age: 23 years
Maximum Age: at the time of loan maturity – 60 years or retirement, whichever comes first

For Self-Employed Individuals:

The business must have been in existence for a minimum period of 3 years
Minimum Age: 25 years
Maximum Age: 65 years at the time of loan maturity


Instant Personal Loan disbursal through digital loan journey:

Valid KYC
Three months’ bank statement
Net Banking or Debit Card details to set up e-Mandate


  1. Financial Empowerment :

    Partnering with Fayda Pay for IDFC Personal Loan services empowers you to achieve your aspirations, be it expanding your business, funding education, or handling emergencies.

  2. Personalized Assistance:

    Our team of experts provides personalized assistance, guiding you through the loan application and helping you choose the most suitable loan option for your needs.

  3. Transparent Process:

    Fayda Pay prioritizes transparency throughout the loan application process, ensuring you have a clear understanding of the terms and conditions.

  4. Quick Disbursal:

    We value your time, and our efficient processes ensure quick loan disbursal, so you can address your financial needs promptly.

  5. Competitive Interest Rates:

    Fayda Pay ensures that you get access to IDFC Personal Loans with competitive interest rates, making repayments affordable and manageable.


IDFC Bank offers personal loans ranging from a few thousand to lakhs of rupees, with flexible tenure options ranging from a few months to a few years, allowing you to choose a repayment period that suits your financial situation.

IDFC Bank aims for quick approvals and disbursals. Once you complete the online application and submit the necessary documents, you may receive loan approval within a few hours, and the funds will be disbursed to your bank account shortly after.

No, IDFC Bank Personal Loan is an unsecured loan, which means you do not need to provide any collateral or security to avail the loan.

The interest rates on IDFC Bank Personal Loans may vary based on factors like credit score, loan amount, and repayment tenure. Check their website or app for the latest interest rate information.

You can track your IDFC Bank Personal Loan application status by logging into your account on their website or app. Alternatively, you can contact their customer support for assistance.