How to Apply for Add-On Cards for Your Family Members with Your Lifetime Free Credit Card

How to Apply for Add-On Cards for Your Family Members with Your Lifetime Free AU Bank Credit Card

Are you looking for ways to extend the benefits of your lifetime free AU Bank credit card to your family members? Adding supplementary cards to your credit account is a great way to share the perks and rewards of your card with your loved ones. In this comprehensive guide, we will walk you through the process of applying for add-on cards for your family members using your AU Bank credit card.

Understanding Add-On Cards

Add-on cards, also known as supplementary cards, are additional credit cards linked to your primary credit card account. These cards allow family members or trusted individuals to make purchases using your credit limit. The charges made on the add-on card are billed to the primary cardholder, who is responsible for all payments.

Benefits of Add-On Cards

By getting add-on cards for your family members with your AU Bank credit card, you can enjoy several benefits:

1. **Streamlined Expense Management**: Tracking all family expenses becomes more manageable when all transactions are consolidated on one statement.

2. **Earn More Rewards**: Additional spending on the add-on cards can help you earn more reward points and cashback, maximizing the benefits of your credit card.

3. **Emergency Access to Funds**: Providing your family members with add-on cards ensures they have access to funds in case of emergencies when you’re not around.

Steps to Apply for Add-On Cards

Here’s a step-by-step guide to help you apply for add-on cards for your family members using your AU Bank credit card:

**1. Contact AU Bank Customer Service**: Reach out to AU Bank’s customer service via phone, email, or visit a branch to inquire about the process of adding supplementary cards to your account.

**2. Provide Necessary Information**: You may need to provide personal details of the family members you wish to add as supplementary cardholders, such as their name, date of birth, and address.

**3. Submit Documentation**: Depending on the bank’s requirements, you may need to submit proof of identity and address documents of the family members along with the application form.

**4. Agree to Terms and Conditions**: Make sure to read and understand the terms and conditions associated with add-on cards, including liability for payments and usage guidelines.

**5. Receive and Activate Cards**: Once your application is approved, the add-on cards will be issued to your family members. They can activate the cards following the provided instructions.

Actionable Insights

To make the process of applying for add-on cards with your AU Bank credit card seamless and efficient, consider the following tips:

1. **Set Spending Limits**: Assign individual spending limits on each add-on card to control expenses and monitor usage.

2. **Regularly Monitor Transactions**: Stay informed about all transactions made using the add-on cards to detect any unauthorized or fraudulent activities promptly.

3. **Educate Family Members**: Make sure your family members understand the responsible use of the add-on cards and the implications of overspending or late payments.

FAQs (Frequently Asked Questions)

**Q: Are there any charges for adding supplementary cards to my AU Bank credit card account?**

A: AU Bank offers lifetime free credit cards, which typically include the feature of adding supplementary cards at no additional cost.

**Q: Can I track the expenses made on the add-on cards separately?**

A: Yes, you can track the expenses on the add-on cards separately as the details of transactions are usually provided in the monthly statements.

**Q: What should I do if an add-on card is lost or stolen?**

A: In case of a lost or stolen add-on card, immediately contact AU Bank’s customer service to report the incident and request for a replacement card.


Adding supplementary cards for your family members with your AU Bank credit card is a convenient way to extend the benefits of your card while enabling your loved ones to make purchases with ease. By following the steps outlined in this guide and implementing the actionable insights provided, you can make the most of your credit card while ensuring responsible usage by your family members. Take advantage of this opportunity to streamline expenses, earn more rewards, and enhance financial flexibility for your family.

Apply for Add-On Cards Today and Share the Benefits with Your Loved Ones!