Money Tap Credit Line

Money Tap Credit Line brings you the convenience  that’s available whenever you need it. With instant approval for a credit line of up to ₹ 5 lakhs, you can now access funds anytime, anywhere. Transfer the required amount directly to your bank account and repay it conveniently through EMIs. What’s more, once repaid, you can refill your credit line and reuse it as per your financial needs. Experience the freedom and flexibility of MoneyTap, your trusted financial companion!


  1. Flexible Borrowing:

    You can borrow as much or as little as you need from your approved credit line, giving you the flexibility to manage your expenses as per your requirements.

  2. Convenient Repayment:

    Repaying the borrowed amount is easy with flexible EMIs, allowing you to choose a repayment schedule that suits your financial capacity.

  3. Reusable Credit Line:

    Once you repay the borrowed amount, your credit line gets refilled, and you can reuse it whenever the need arises, without the hassle of reapplying for a new loan.

  4. Transfer to Bank Account:

    MoneyTap allows you to transfer the approved amount directly to your bank account, enabling you to use the funds for various purposes.

  5. Interest Only on Usage:

    You only pay interest on the amount you use from your credit line, making it a cost-effective and efficient borrowing option.

  6. Complete Digital Process:

    Applying for and managing your MoneyTap credit line is a seamless digital process, saving you time and effort.

  7. Credit Score Improvement:

    Responsible and timely repayment of your EMIs can positively impact your credit score, enhancing your future borrowing opportunities.


  1. Emergency Expenses:

    MoneyTap can be used to cover unexpected emergency expenses, such as medical bills, car repairs, or home repairs.

  2. Credit Card Consolidation:

    It can be used to consolidate outstanding credit card dues into a single credit line, offering a more manageable repayment option.

  3. Home Renovation:

    MoneyTap can fund home renovation projects, allowing you to give your living space a fresh makeover.

  4. Travel and Vacations:

    Use MoneyTap to finance your dream vacation or travel plans without disrupting your savings.

  5. Education and Learning:

    MoneyTap can be used to fund educational courses or learning programs to enhance your skills and knowledge.


  1. Financial Inclusion in Rural Areas:

    Fayda Pay aims to promote financial inclusion in rural areas by offering access to MoneyTap for Credit Line. We empower local shop retailers and individuals with a convenient and flexible credit facility

  2. Expert Guidance:

    Our dedicated customer support team provides expert guidance throughout the application process, helping customers understand the benefits and usage of MoneyTap effectively.

  3. Easy Application Process:

    Applying for MoneyTap for Credit Line through Fayda Pay is a seamless and user-friendly process, making it accessible to customers in rural areas.

  4. Exclusive Offers and Promotions:

    Customers who choose Fayda Pay for MoneyTap for Credit Line gain access to exclusive offers and promotions, enhancing the value of their credit facility.

  5. Wide Network of Partner Stores:

    Through Fayda Pay, customers can access a wide network of partner stores and e-commerce platforms where MoneyTap can be used for various transactions, providing greater convenience.

  6. Boost Financial Flexibility:

    MoneyTap empowers individuals to fulfill their aspirations and financial goals by providing them with a flexible credit line that can be used for diverse purposes.

  7. Revolving Credit Facility:

    MoneyTap for Credit Line offers a revolving credit facility, allowing customers to reuse the repaid amount whenever required, without the need for repeated applications.


MoneyTap Credit Line is a financial service that offers eligible customers a revolving credit facility, providing instant access to funds that can be used for various purposes.

MoneyTap offers a pre-approved credit line to eligible customers. Once approved, customers can use the credit line to make purchases or transfer funds to their bank account. They can repay the borrowed amount through flexible EMIs.

MoneyTap can be used for a wide range of transactions, including online shopping, bill payments, fund transfers, and more, both online and offline, at partner stores and platforms.

Interest rates and fees for MoneyTap may vary based on the customer’s creditworthiness and other factors. The applicable rates and fees are communicated during the application process.

Yes, borrowers have the flexibility to repay the borrowed amount early without any prepayment penalties, allowing them to save on interest costs.

Yes, MoneyTap follows stringent security measures to protect customer data and transactions, ensuring a safe and secure experience for users.