Paysense Personal Loan

With PaySense personal loan, you can live life to the fullest without any limitations. Whether it’s your dream vacation, a perfect wedding, buying the latest gadget, home renovation, or anything else, PaySense personal loans can make it happen. They are quick and easy, catering to all your financial needs – big or small.

You can use our instant personal loans for medical emergencies or to celebrate family functions. Compared to borrowing from friends or using credit cards, personal loans offer several advantages. We provide instant personal loans for both salaried professionals and self-employed individuals. With low interest rates, flexible repayment options, minimal documentation, and quick processing, PaySense is a sought-after online lender for instant personal loans.


  1. Instant personal loans:

    Get instant personal loans ranging from ₹5000 to ₹5 lakh to fulfill all your needs and dreams.

  2. Quick Approvals & Disbursals:

    Receive instant loan approval and have the money in your account promptly. It’s fast and hassle-free!

  3. Paperless Documentation:

    Simply upload pictures of your KYC documents and sign your loan application digitally. It’s a quick and convenient way to apply for your loan!

  4. Affordable EMI plans:

    We offer easy-to-manage EMI plans with reminders and auto-debit features. This way, you won’t miss any payment deadlines and can handle your EMIs effortlessly.

  5. One-click subsequent personal loans:

    If you need another loan from PaySense, it’s incredibly easy. With one-time documentation, you can get it with just a click. No additional checks needed. Apply now and get the loan you need!

  6. Zero Credit History:

    No worries if you’ve never taken a personal loan before. We welcome users who are new to the credit and lending system. You can still apply and benefit from our services!

Eliginility Criteria:

To be eligible to get a PaySense personal loan, you should fulfil the following eligibility criteria

  • Resident of India
  • Age: 21 years to 60 years
  • Employment Type: Salaried and Self-employed
  • Location: 180+ cities | 4000+ Pincodes. See Availability


To get a personal loan instantly, you should keep some documents handy before you start applying.

Proof of Identity
PAN Card & Selfie

Proof of Address
Aadhaar card, Voter ID, Passport or Driving License

Proof of Income
Net-Banking or last 3 months bank e-statements


  1. Expert Financial Inclusion:

    Fayda Pay understands the unique needs of rural communities and offers Paysense Personal Loan services designed to empower local shop retailers and individuals with access to convenient and flexible personal loan solutions.

  2. Quick Disbursal:

    We value your time, and our efficient processes ensure quick loan disbursal, so you can address your financial needs promptly.

  3. Personalized Assistance:

    Our team of experts provides personalized assistance, guiding you through the loan application and helping you choose the most suitable loan option for your needs.

  4. Transparent Process:

    Fayda Pay prioritizes transparency throughout the loan application process, ensuring you have a clear understanding of the terms and conditions.

  5. Flexible Repayment Terms:

    We understand the varying income patterns in rural areas, and our Paysense Personal Loans come with flexible repayment terms to suit your financial capabilities.


The eligibility criteria usually include factors like age, income, credit score, employment status, and other financial details. Meeting the eligibility criteria is important for loan approval.

PaySense offers a range of loan amounts and repayment tenures based on the applicant’s eligibility and requirements.

Commonly required documents include identity proof, address proof, income proof, bank statements, and other KYC documents.

The approval and disbursal time can vary based on various factors. However, PaySense aims to provide quick approval and disbursal of loans for eligible applicants.

The interest rate may vary based on factors like the loan amount, tenure, and the applicant’s creditworthiness.

PaySense may allow prepayment or foreclosure of the loan before the original tenure ends, but it’s essential to check the terms and conditions.