Prefr Personal Loan

Prefr Credit was founded with a noble purpose – to empower the underserved and unserved individuals who form the backbone of India’s daily operations. Initially, we began as an alternative credit scoring company, aiming to extend financial services to those who were often overlooked.

Over time, our journey has led us to become a comprehensive embedded lending facilitator. We have forged strong partnerships with prominent internet platforms, aligning our goals with theirs – to enhance their customer experience through financial services and boost the overall value of their businesses.

At Prefr, we firmly believe in the transformative power of credit. We envision a future where every individual, regardless of their background, has access to credit, unlocking opportunities for personal and business growth. As a personal loan service provider platform, we are committed to making credit accessible and inclusive for all, propelling the country forward towards progress and prosperity.


  1. Financial Inclusion:

    Pref’s Personal Loan is designed to cater to the underserved and unserved individuals, providing them with much-needed access to credit and financial services.

  2. Alternative Credit Scoring:

    Pref utilizes alternative credit scoring methods to evaluate applicants, enabling a broader pool of individuals to qualify for loans, even those without traditional credit history.

  3. Embedded Lending:

    As an embedded lending facilitator, Pref partners with large internet platforms, allowing seamless integration of financial services into their existing offerings, enhancing their value proposition to customers.

  4. Convenient and Fast Application:

    The application process for a Pref Personal Loan is quick and convenient, allowing users to apply online with minimal documentation.

  5. Competitive Interest Rates:

    The interest rates offered by Pref are competitive, making the loans affordable and manageable for borrowers.

  6. Customer-Centric Support:

    Pref prioritizes customer satisfaction, offering dedicated customer support to assist borrowers throughout the loan process and address any queries or concerns.

  7. Credit Building Opportunity:

    For individuals with limited credit history, responsibly managing a Pref Personal Loan can help build or improve their creditworthiness over time.

  8. Digital Platform:

    As an online platform, Pref makes the loan application and management process convenient and accessible from anywhere, enhancing the user experience.


  1. Debt Consolidation:

    Personal loans can be used to consolidate multiple high-interest debts into a single loan with a lower interest rate, making it easier to manage and pay off debts.

  2. Emergency Expenses:

    Personal loans can cover unexpected expenses like medical emergencies, car repairs, or home repairs when you don’t have sufficient savings to meet these sudden financial needs.

  3. Home Renovations:

    Personal loans provide the funds necessary for home improvement projects, allowing you to upgrade and beautify your living spaces.

  4. Business Ventures:

    Entrepreneurs and small business owners can use personal loans to fund their business ventures or cover initial startup costs.

  5. High-Value Purchases:

    Personal loans can be used to purchase expensive items like electronic gadgets, appliances, or furniture.


  1. Tailored for Rural Areas:

    Fayda Pay focuses on serving rural communities, ensuring that financial services reach every corner of the country.

  2. Supporting Local Shop Retailers:

    Our services are designed to cater specifically to the needs of local shop retailers, helping them access the financial support they require to grow their businesses.

  3. Earning Opportunities for Individuals:

    Whether you’re a local shop retailer or an individual seeking earning opportunities, Fayda Pay offers a range of services that can benefit you.

  4. Easy and Convenient Application:

    Applying for a Pref Personal Loan with Fayda Pay is hassle-free. The application process is simple and user-friendly.

  5. Dedicated Customer Support:

    Our customer support team is always ready to assist you with any queries or concerns. We are here to guide you throughout your loan journey.

  6. No Collateral Required:

    Fayda Pay offers unsecured personal loans, meaning you don’t need to provide any collateral or security.

  7. Empowering Financial Growth:

    By choosing Fayda Pay for Pref Personal Loan services, you are taking a step towards a brighter financial future. We believe in empowering individuals and businesses, contributing to overall financial growth and prosperity.


Pref Personal Loan is a financial service provided by Fayda Pay, designed to offer quick and convenient access to credit for individuals in rural areas.

Pref Personal Loan is available to local shop retailers and any individual seeking earning opportunities in rural areas. Eligibility criteria may include factors like age, income, and creditworthiness.

Applying for a Pref Personal Loan is easy. You can apply online through Fayda Pay’s user-friendly website. Fill in the required details and submit the necessary documents for verification.

The documentation requirements may vary, but generally, you may need to provide identification proof, address proof, income-related documents, and other supporting papers.

Pref Personal Loan offers a range of loan amounts, allowing you to choose the sum that best suits your financial needs.

Yes, Fayda Pay takes data security seriously and employs robust measures to keep your information safe and confidential.