STANDARD CHARTERED CREDIT CARD

Standard Chartered Credit Card

Standard Chartered, we cater to a wide range of customers through our key business segments, including Corporate, Commercial, and Institutional Banking, as well as Consumer, Private, and Business Banking. Our goal is to provide comprehensive financial solutions and exceptional service to meet the diverse needs of our clients.

As part of our commitment to serving you better, we offer a full-service universal bank with various financial products and services. One of our flagship offerings is the Standard Chartered Credit Card, designed to make your life easier and more rewarding.

With our credit cards, you can enjoy the convenience of cashless transactions, both locally and globally, while earning exciting rewards and benefits on your spending. Whether you’re shopping, dining out, traveling, or managing everyday expenses, our credit cards are tailored to suit your lifestyle.

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FEATURS OF STANDARD CHARTERED CREDIT CARD :

  1. Cashless Transactions:

    Credit cards allow you to make purchases without carrying cash. You can use your card for payments at various merchants, both online and in-person, making transactions quick and easy.

  2. Credit Limit:

    Each credit card comes with a predetermined credit limit, which is the maximum amount you can spend using the card. It is essential to manage your spending within this limit to maintain a good credit score.

  3. Interest-Free Period:

    Most credit cards offer an interest-free period, usually around 20 to 50 days, from the date of purchase. If you pay off your entire outstanding balance within this period, you can avoid paying interest on your purchases.

  4. Flexible Repayment Options:

    Credit cards give you the flexibility to choose how much to pay off each month, as long as you meet the minimum payment requirement. You can pay the full outstanding amount or a part of it, depending on your financial situation.

  5. Rewards and Cashback:

    Many credit cards offer rewards points, cashback, or discounts on specific purchases. These rewards can be redeemed for various benefits like vouchers, merchandise, or even travel miles.

  6. Security Features:

    Credit cards typically have security measures like PINs, chip technology, and contactless payment options to protect against fraud and unauthorized transactions.

TYPES OF CREDIT CARD :

  1. Rewards Credit Card:

    These cards offer rewards points or cashback on eligible purchases. Cardholders can accumulate points and redeem them for various rewards, such as gift vouchers, merchandise, or travel benefits.

  2. Travel Credit Card:

    Travel credit cards are designed for frequent travelers. They offer travel-related perks, such as airline miles, airport lounge access, travel insurance, and discounts on flights and hotel bookings.

  3. Cashback Credit Card:

    Cashback credit cards provide a percentage of the purchase amount back to the cardholder as cash rewards. The cashback can either be credited to the card statement or paid out separately.

  4. Balance Transfer Credit Card:

    These cards allow you to transfer the outstanding balance from one credit card to another, usually at a lower interest rate for a limited period. It can help consolidate debt and save on interest payments.

  5. Low-Interest Credit Card :

    Low-interest credit cards offer a lower annual percentage rate (APR) on purchases and balance transfers. They are suitable for individuals who carry a balance and want to reduce interest costs.

WHY CHOOSE FYADA PAY FOR STANDARD CHARTERED CREDIT CARD :

  1. Empowering Local Shop Retailers:

    Fayda Pay aims to empower local shop retailers by offering them the opportunity to become our partners. By joining us, they can offer Standard Chartered Credit Cards to their customers, enhancing their business prospects and earning additional income.

  2. Financial Inclusion:

    We believe in bridging the gap between urban and rural areas by providing access to modern financial solutions. Our Standard Chartered Credit Card services enable individuals in rural regions to enjoy the benefits of cashless transactions and avail themselves of exciting rewards and offers.

  3. Trusted Partnership:

    When you arrive at the bank, inform the staff that you would like to open a new account. They will guide you through the process and provide you with the necessary forms and documents.

  4. Simplified Processes:

    We understand the unique needs of our rural customers, and thus, our processes are designed to be simple and easy. Getting a Standard Chartered Credit Card through Fayda Pay is hassle-free and does not involve complicated paperwork.

  5. SEO Friendly Content:

    Our website is equipped with SEO-friendly content, ensuring that you can find us easily online. With our user-friendly interface, you can explore the benefits of our services and join us effortlessly.

  6. Opportunity for Earning:

    Whether you are a local shop retailer or an individual seeking an earning opportunity, Fayda Pay opens doors for both. Our credit card services allow retailers to earn commissions on each card sold, while individuals can earn rewards through their credit card transactions.

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FAQ

A Standard Chartered Credit Card is a financial product that allows you to make purchases on credit. It provides a pre-approved credit limit, and you can use the card for various transactions, both online and offline.

Standard Chartered Credit Cards offer numerous benefits, such as rewards points, cashback, travel perks, and discounts on various purchases. You can also enjoy interest-free periods on your purchases if you pay the outstanding amount within the due date.

Yes, Standard Chartered Credit Cards are widely accepted worldwide. You can use your card for transactions in multiple countries, making it convenient during international travel.

You can pay your credit card bills through various methods, including online banking, mobile apps, direct bank transfers, and through our Fayda Pay portal. We offer multiple payment options for your convenience.

In case of a lost or stolen credit card, immediately contact the Standard Chartered customer service helpline or Fayda Pay’s support team. They will guide you through the process of blocking the card and issuing a replacement.

You can easily track your credit card transactions and manage your account through Standard Chartered’s online banking portal or mobile app. It provides access to your statements, transaction history, and account details.