True Balance Personal loan

True Balance, dedicated to helping those who don’t have access to online payments or credit scores. Our focus is on the underbanked individuals, providing them with the financial assistance they deserve. We are committed to reaching the next billion users in India, making sure they can rely on us for their financial needs.

True Balance Personal loan  is fast, easy, and hassle-free. With just a few simple steps, you can have the funds you need. Whether you require a small amount like Rs. 1,000 or a larger sum of up to Rs. 1,00,000, we’re here to serve you. Experience the convenience of instant and secure lending with True Balance, your personal loan service provider.


  1. Inclusive Approach:

    True Balance focuses on serving underbanked individuals and those without a credit score. This inclusive approach allows more people to access financial help, bridging the gap left by traditional financial institutions.

  2. Flexible Loan Amounts:

    Whether you need a small amount for immediate expenses or a larger sum for a significant investment, True Balance caters to various loan amounts. You can borrow as little as Rs. 1,000 or as much as Rs. 1,00,000, depending on your needs.

  3. Easy Application:

    Applying for a personal loan with True Balance is hassle-free. The application process is simple and user-friendly, allowing you to complete it without unnecessary complications.

  4. Secure Transactions:

    True Balance prioritizes the security of its users. Your personal and financial information is kept safe through robust security measures, ensuring a secure lending experience.

  5. Minimal Documentation:

    Unlike traditional lenders, True Balance requires minimal documentation, reducing paperwork and simplifying the loan application process.

  6. No Collateral Required:

    True Balance offers unsecured personal loans, which means you don’t need to pledge any collateral to access funds. This is particularly beneficial for individuals who don’t possess valuable assets to secure a loan.

  7. Convenient Repayment Options:

    True Balance offers flexible repayment options, allowing you to choose a plan that suits your financial situation. You can repay the loan in manageable installments over a predetermined period.


  1. Debt Consolidation:

    Personal loans can be used to consolidate multiple high-interest debts into a single loan with a lower interest rate. This can make managing debt more manageable and reduce the overall interest paid.

  2. Emergency Expenses:

    Personal loans can help cover unexpected expenses such as medical emergencies, car repairs, or home repairs when you don’t have enough savings to cover the costs.

  3. Home Renovations:

    Personal loans can be used to fund home improvement projects, making it a popular choice for individuals looking to upgrade their living spaces.

  4. Business Ventures:

    Entrepreneurs and small business owners may use personal loans to fund their business ventures or cover initial startup costs.

  5. Purchase of High-Value Item :

    Personal loans can be used to purchase expensive items like electronic gadgets, appliances, or furniture.


  1. Focused on Rural Areas:

    Fayda Pay is dedicated to serving the rural population, ensuring that financial services reach every corner of the country. We believe in promoting financial inclusion and uplifting rural communities.

  2. Tailored for Local Shop Retailers:

    Our services are designed to cater specifically to the needs of local shop retailers, helping them access the financial support they require to grow their businesses and improve livelihoods.

  3. Opportunities for Individuals:

    Whether you’re a local shop retailer or an individual seeking earning opportunities, Fayda Pay offers a range of services that can benefit you. From personal loans to other income-generating opportunities, we’ve got you covered.

  4. Seamless Online Experience:

    With Fayda Pay, you can conveniently access True Balance Personal Loans through our user-friendly website. The application process is simple, and you can apply for a loan from the comfort of your home or shop.

  5. Quick Loan Disbursal:

    We understand the importance of timely financial assistance. Fayda Pay ensures fast loan disbursal, enabling you to address your financial needs promptly.

  6. Minimal Documentation:

    Say goodbye to cumbersome paperwork. Fayda Pay requires minimal documentation, making the loan application process hassle-free and efficient.

  7. Dedicated Customer Support:

    Our customer support team is always ready to assist you with any queries or concerns you may have. We are here to guide you throughout your loan journey.


True Balance Personal Loan is a financial service offered by True Balance, aimed at providing quick and hassle-free loans to individuals who are underbanked or lack a credit score.

You can apply for a loan ranging from Rs. 1,000 to Rs. 1,00,000, depending on your financial needs and eligibility.

You can apply for a loan through Fayda Pay’s user-friendly website. Fill in the required details and submit the necessary documents for verification.

The documentation requirements are minimal and may include identification proof, address proof, and income-related documents.

True Balance Personal Loan ensures fast disbursal, and you can expect to receive the loan amount in a short period after approval.

You can choose from various flexible repayment options that suit your financial situation. Repay the loan in easy installments over a predetermined period.