Upwards Personal Loan

Established in 2017, Upwards is an RBI registered NBFC dedicated to providing personal loans to salaried professionals. Our mission is to simplify the loan buying process by incorporating technology, granting you instant access to funds in a transparent and straightforward manner.

We have developed advanced data science-driven underwriting algorithms, enabling us to gather information from various sources and create a comprehensive credit report with over 500 data points. This innovative approach eliminates the complexities and long wait times associated with traditional loan processes.

With Upward  Personal Loan, you can carry us in your pocket through our user-friendly app, allowing you to apply for and receive a loan instantly. We are here to cater to your personal financing needs seamlessly and efficiently.


  1. Technology-driven Underwriting:

    With advanced data science-driven underwriting algorithms, Upwards aggregates data from various sources to generate a comprehensive credit report, enhancing the loan approval process.

  2. No Complex Procedures:

    Say goodbye to cumbersome loan procedures and long turnaround times. Upwards streamlines the process, making it convenient for borrowers.

  3. Competitive Interest Rates:

    Enjoy competitive interest rates on Upwards Personal Loan, making it affordable and manageable for borrowers.

  4. No Hidden Charges:

    Upwards ensures that there are no hidden charges, providing borrowers with a clear understanding of the loan terms and costs.

  5. RBI Registered NBFC:

    Upwards is a registered NBFC, ensuring compliance with regulations and providing borrowers with confidence and trust in our services.

  6. App-based Convenience:

    Carry Upwards in your pocket with the user-friendly mobile app, making it convenient to apply for a loan anytime, anywhere.

  7. Loan for Salaried Professionals:

    Upwards focuses on providing personal loans specifically to salaried professionals, understanding their unique financing needs.


  1. Debt Consolidation:

    Personal loans can help consolidate multiple high-interest debts into a single loan with a lower interest rate, making it easier to manage and pay off debts.

  2. Home Improvements:

    Personal loans can be used to finance home renovation projects, allowing you to upgrade and enhance your living spaces.

  3. Education Expenses:

    Personal loans can help fund educational pursuits, including tuition fees, books, and other educational costs.

  4. Business Ventures:

    Entrepreneurs and small business owners can use personal loans to finance business endeavors or cover initial startup costs

  5. High-Value Purchases:

    Personal loans can be used to purchase expensive items like electronic gadgets, appliances, or furniture.


  1. Tailored for Rural Areas:

    Fayda Pay is committed to serving rural communities, ensuring that financial services reach every corner of the country.

  2. Supporting Local Shop Retailers:

    Our services cater specifically to the needs of local shop retailers, providing them with the financial support they require to grow their businesses.

  3. Earning Opportunities for Individuals:

    Whether you’re a local shop retailer or an individual seeking earning opportunities, Fayda Pay offers a range of services that can benefit you.

  4. Quick Disbursal:

    We understand the importance of timely financial assistance. Fayda Pay ensures fast loan disbursal, enabling you to address your financial needs promptly.

  5. No Collateral Required:

    Upward Personal Loans offered by Fayda Pay are unsecured, eliminating the need for collateral or security.

  6. Empowering Financial Growth:

    By choosing Fayda Pay for Upward Personal Loan services, you take a step towards a brighter financial future. We believe in empowering individuals and businesses, contributing to overall financial growth and prosperity

  7. Easy and Convenient Application:

    Applying for an Upward Personal Loan with Fayda Pay is simple and user-friendly, making the process smooth and efficient.


Upward Personal Loan is a financial service provided by Fayda Pay, designed to offer quick and hassle-free loans to salaried professionals in rural areas.

Upward Personal Loan is available to salaried professionals in rural areas. Eligibility criteria may include factors like age, income, and creditworthiness.

The documentation requirements may vary, but generally, you may need to provide identification proof, address proof, income-related documents, and other supporting papers.

The loan approval process with Fayda Pay is quick and efficient. You will receive notification about the status of your loan application in a short period.

Upward Personal Loan offers flexible loan amounts, allowing you to borrow an amount that suits your specific financial needs.

Yes, you can prepay the loan before the tenure ends. Some lenders may have prepayment charges, so it’s essential to check the terms and conditions.